Company Logo
Unified Loan Document Aggregation

AllLoanKagaz

Eliminating 3–4 days of bank visits or logging into multiple bank portals by simplifying loan documents (Loan Account Statement, Repayment Schedule, Sanction Letter, Foreclosure Letter, NOC, etc.) through mandatory user consent—securely retrieving them from verified bank sources with complete visibility, authenticity, and control.

Simple 4-Step Process

Explore features, security, and use cases for consent-driven loan document aggregation.

1

Enter Customer Details (Banker)

Banker enters PAN, customer name, and mobile number to initiate the process.

2

Fetch Credit & Loan Data (Automatic)

System fetches CIBIL/Experian data and displays credit score, active loans, loan account statements, loan account number, bank names, loan types and outstanding amounts.

3

Select Documents (Banker)

Banker views bank-wise loan documents and selects required files: Statement of Account, Repayment Schedule, Sanction Letter, Foreclosure Letter.

4

Consent & Retrieve (Automated)

Customer verifies OTP via AllLoanKagaz, system fetches loan documents securely from respective banks.

Problems & Solutions

Addressing key pain points in financial lending with innovative solutions

Lenders Problems visualization

Industry Pain Points

Common struggles in lending operations and processes

✦

Staff spend hours manually collecting loan documents(Loan Account Statement, Repayment Schedule, Sanction Letter & Foreclosure Letter) from borrowers.

✦

Incomplete or incorrect documents delay loan processing.

✦

Time-consuming manual verification of loan documents.

✦

High dropout rates due to complex and fragmented processes.

✦

Challenges maintaining proper consent and audit trails.

✦

Need to integrate with multiple bank systems separately.

Security & Privacy

Bank-grade security and compliance for every loan document and credit report.

Mandatory User Consent
We never proceed any document without consumes consent explicit approval & consent is mandatory for fetching any loan document.
Direct from Banks - Verified Sources
Documents retrieved directly from banks through verified sources. 100% safe secure & time saving process.
Complete Transparency
You always know where the documents are going. Complete visibility into who accessed your documents and when.
Time-Limited Access
Secure access to loan documents which gets expired automatically, reducing the risk of unauthorized access.
OTP Verification
Strong two-factor authentication with OTP for consent and critical operations.
Complete Audit Trail
Full trail of all document access, retrievals, and shares so you always know where your documents are.
Mandatory User Consent
We never proceed any document without consumes consent explicit approval & consent is mandatory for fetching any loan document.
Direct from Banks - Verified Sources
Documents retrieved directly from banks through verified sources. 100% safe secure & time saving process.
Complete Transparency
You always know where the documents are going. Complete visibility into who accessed your documents and when.
Time-Limited Access
Secure access to loan documents which gets expired automatically, reducing the risk of unauthorized access.
OTP Verification
Strong two-factor authentication with OTP for consent and critical operations.
Complete Audit Trail
Full trail of all document access, retrievals, and shares so you always know where your documents are.

Key Features

Everything you need to aggregate with ALK for all types of loan document collections.

CIBIL/Experian Integration
Automatically discovers all active loan accounts through official credit bureau APIs with always up-to-date data.
Single OTP Batch Consent
One OTP verifies consent for all selected banks and documents in a single, time-limited flow.
Multi-Bank Document Retrieval
Fetches statements, repayment schedules, sanction letters, foreclosure letters, and NOCs from multiple banks simultaneously.
Credit Report PDF Generation
Generates official CIBIL and Experian credit report PDFs instantly for loan underwriting and assessment.
Centralized Document Center
Collect all retrieved loan documents securely with watermark chain, history & encryption of AES-256 and automatic expiry after 30 days.
Security & Compliance
End-to-end encryption, consent-based access, audit logs, and bank-grade security standards for financial data.
User-Friendly Interface
Modern, responsive UI with clear status, error handling, and retry flows built for borrowers and organizations.
CIBIL/Experian Integration
Automatically discovers all active loan accounts through official credit bureau APIs with always up-to-date data.
Single OTP Batch Consent
One OTP verifies consent for all selected banks and documents in a single, time-limited flow.
Multi-Bank Document Retrieval
Fetches statements, repayment schedules, sanction letters, foreclosure letters, and NOCs from multiple banks simultaneously.
Credit Report PDF Generation
Generates official CIBIL and Experian credit report PDFs instantly for loan underwriting and assessment.
Centralized Document Center
Collect all retrieved loan documents securely with watermark chain, history & encryption of AES-256 and automatic expiry after 30 days.
Security & Compliance
End-to-end encryption, consent-based access, audit logs, and bank-grade security standards for financial data.
User-Friendly Interface
Modern, responsive UI with clear status, error handling, and retry flows built for borrowers and organizations.

Use Cases

Real-world workflows where AllLoanKagaz makes loan document collection and credit analysis effortless.

Ans.

AllLoanKagaz automatically discovers all loans and retrieves required documents from multiple banks.

Ans.

Platform fetches all current loan documents and credit reports to evaluate refinancing options.

Ans.

Retrieves documents from all banks to prepare a consolidation application with a unified view.

Ans.

Generates official CIBIL/Experian credit report PDFs instantly from credit bureau integrations.

Ans.

Centralized document center with secure storage, expiry management, and access controls.

Ans.

Streamlined, repeatable document collection workflows across borrowers, banks, and loan products.

Who Can Use AllLoanKagaz?

Designed for both borrowers (B2C) and organizations (B2B) who need fast, secure access to loan documents across banks.

Organizations

Business Entities

Banks and NBFCs processing large volumes of loan applications.
Loan aggregators and marketplaces helping customers find the best offers.
Loan consultants and financial advisors managing borrower journeys.
Fintech companies building loan and credit products on top of our APIs.

End Users

Individual Borrowers

Loan applicants needing existing loan documents for new applications.
Customers refinancing or consolidating multiple loans.
Borrowers managing multiple loan accounts across banks.
Users needing official credit reports for loan applications.

Benefits

Clear value for both borrowers and organizations using AllLoanKagaz.

For Lenders & Consultants

Organizational Benefits

Reduce document collection time from weeks to minutes.
Higher conversion with a smoother borrower experience.
Lower operational costs by eliminating manual collection.
Stronger security with encrypted, consent-driven access.
Built-in compliance with audit trails and consent history.
Scalable infrastructure for peak workloads and multiple borrowers.

For Borrowers

Individual Benefits

Eliminates 3-4 days of daily bank visits - collect all documents in minutes from home.
Simplified submission process - no more hectic, time-consuming workflows.
Your consent is mandatory - we never proceed without your explicit approval.
Documents retrieved directly from banks through verified sources - zero fraud, perfectly safe & secure.
Complete transparency - you always know where your documents are going and who accessed them.
Single OTP to approve all documents across multiple banks.

Our Goals

Building the infrastructure for secure, consent-based loan document management across all major banks and NBFCs.

Vision Illustration
1

Multi-Bank Support

Collect all types of loan documents from all major banks and NBFC's like HDFC, ICICI, SBI, Axis, Kotak, PNB, YES Bank, and more. Seamlessly connect with all major banking institutions.

2

Speed Up Processes

Reduce document collection time from weeks to seconds. Transform your workflow efficiency dramatically.

3

Single OTP Flow

One OTP for all banks and documents, simplifying the borrower experience. Make authentication effortless.

4

Bank-Grade Security

End-to-end encryption(AES-256) with consent-based access and detailed audit trails. Your data protection is our priority.

5

CIBIL/Experian Integration

Official integrations for automatic loan discovery and credit reports. Access comprehensive credit information instantly.

6

API-First Architecture

Enable easy integration into existing loan processing systems. Built for developers, designed for scale.

7

Batch Processing

Process multiple loans and document types simultaneously in a single run. Maximum efficiency at scale.

8

Real-Time Updates

Live progress tracking for all document retrieval operations. Stay informed every step of the way.

9

Improve User Experience

Make document collection as simple as sending a message. Delight your customers with simplicity.

10

Future-Ready

Continuously updated with new features, banks, and NBFC integrations. Always ahead of the curve.

The Future of Loan Document Management

AllLoanKagaz is building the infrastructure for the next generation of loan processing in India.

1
Loan documents are retrieved in seconds, not weeks — across all banks.
2
One OTP unlocks all loan documents — from all banks simultaneously.
3
Privacy and security are built-in from day one, not added later.
4
Every user has full control over their data and loan documents.
5
One platform serves all banks — HDFC, ICICI, SBI, Axis, Kotak, and beyond.
6
Seamless integration — loan documents flow securely between systems.
7
Continuous expansion — new banks and features added regularly.
Loan Document Management